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How to Get a Loan

For a Free PreApproval Letter &/or Rate Quote call us or select "Free Consultation" or "Submit an Application" from the list on the left.

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now & Get Pre-Approved!

Complete your loan application, which can be done easily through our website.  To get started, call us or select "Free Consultation" or "Submit an Application" from the list on the left.  Please do not worry if you can not complete the application thoroughly as a Loan Officer will contact you to review and assist after submission.  Typically we will issue you a Pre-Approval Letter and Good Faith Estimate with in 48 hours.  A pre-approved buyer's purchase offer is much more desirable to a property seller than one which is not pre-approved.

STEP TWO -- Apply Formally! Getting started is Easy

When you've selected a property and have an accepted purchase offer with the Seller, the next step is to update your loan application with your Loan Officer. At this point your Loan Officer will be able to provide you with the documents you need to sign and a list of items we will need in order to process your loan application.   

At the appropriate time we'll order a property appraisal for you.

STEP THREE -- Your Loan is Approved and Funded

Once we receive your signed contract, title report and appraisal your file is ready to be underwritten and you are typically two weeks from closing.  When your loan is underwritten we will assist you in meeting any conditions of the loan.  We will then coordinate the scheduling of your closing with the bank attorney and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

At ABC we make the mortgage process as easy as 123!!!

ABC 123 Mortgage, Inc.
901 N Broadway, Ste 21, White Plains, NY 10603, NY  10603
Office:  (914) 290-5000 Ext. 101
Fax:  (914) 764-7700
Copyright © 2020 ABC 123 Mortgage Inc.
NMLS#: 49092
Registered Mortgage Broker, NYS Banking Dept., 3rd party providers.
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